Author: Raymond James

Ray is a sought after thought leader and an expert in financial and money management. He has been published and featured in over 50 leading sites and aims to contribute articles to help novice financial planners. One of his goals is to impart his knowledge in finance to educate and help ordinary people create and achieve their financial goals.

When the Boston Red Sox lost Mookie Betts in a trade to the Los Angeles Dodgers, fans in Boston thought that the sky was falling, the world was ending and baseball had lost all of its hope.  The best way to show your support for your favorite baseball club is to go to a game, so be sure to check out the schedule (such as the Brewers’ schedule) as soon as possible. But a little over a month into the 2020 campaign, the player they got in return for Mookie Betts has turned heads, anchored the ball club and become…

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New mothers hardly need another thing to tick off on their to do list. This time in your life is amazingly rewarding, incredibly challenging and takes all of your energy – but that doesn’t mean that your own health should be put on the back burner. In fact, you have a tiny person who completely relies on you now, you need to be in the best condition possible to take care of them! Pelvic health physiotherapy sessions are fantastic for all new mothers, and women in general, who want to feel at their healthiest every single day. Go here to…

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Car insurance is costly and if companies want you to pay through a six-month or yearly plan then it can prove to be a great burden on your pockets. Then there are some companies that will allow you to purchase policies without paying money upfront. But before you jump ship and run to get auto insurance with no down payment; do you think you know all about this type of insurance and how it can affect your budget in the long-term? Let’s go through how to get affordable no down car insurance. Tips to get low-cost car insurance with no…

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If you are like most people, you will probably need some form of external financing to afford the car you want. This is where car loans come in. While getting a car loan is easy, it is not always straightforward. This means that you must understand the intricacies involved and do your due diligence. Here are seven common mistakes that you should avoid. 1. Ignoring Your Credit Score Your credit score is crucial to your loan application. A high credit score gives you some leeway to negotiate interest rates and loan terms with lenders. This is not so with low…

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